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        Student Loans & Refinancing

        Get the help you need to pay for your education.

        Student Loans to Fit Your Life — and Budget

        3 Reasons to Choose Citizens Bank

        • Easy - One approval for multiple years

          Easy

          Multi-Year Approval

          Multi-Year Approval is a simple way to secure money for school, from orientation to graduation, with just one application.

          Learn More

        • Flexible - Payments on your schedule

          Flexible

          Payments on your schedule

          Choose how and when you want to pay with options to make full (principal and interest) or interest-only payments in school. Students have the option to defer payments until after graduation.

        • Affordable - Competitive rates and fees

          Affordable

          Competitive rates and fees

          Reduce your competitive rates by 0.50%1 with our loyalty and auto payment discounts plus save with no application, origination, or disbursement fees.

        Questions? Ask a Citizen.
        Questions? Ask a Citizen.

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